Blemished Credit and Unusual Circumstances

A Helping Hand When You Need It Most

Express Home Mortgage understands that anyone can encounter a crisis at any time. Regrettably, bad fortune is a part of life. The only thing that really matters is what you do about the adversity you encounter. The worst thing you can do is put your head in the sand and HOPE that circumstances get better. The first two things one needs to realize is that time is of the essence and action is needed now.

Webster defines a crisis as:

An unstable or crucial time or state of affairs in which a decisive change is impending; especially one with the distinct possibility of a highly undesirable outcome.

A financial crisis may or may not impact your ability to secure favorable home financing. In situations that the credit worthiness of the borrower is not affected, like the early stages of a divorce for example, we have our full shelf of mortgage products available to deal with the circumstances. This is where you hope to be if in fact you find yourself in an undesirable financial situation.

If, as in many cases, the crisis negatively impacts credit worthiness, Express Home Mortgage has a vast selection of non-traditional loans that you can use to get you back on track.

At Express Home Mortgage, we routinely work with damaged credit, undocumentable income, and little or no home equity or down payment.

We can offer loans to people with sub 500 credit scores, and in some instances, no credit scores at all.

If you are dealing with:

• Late Payments
• Nagging Tax Liens
• Bankruptcy
• Foreclosure
• Turn Downs or Poor Loan Offers
• Low or No Credit Scores
• Divorce
• Illness

You need to call Express Home Mortgage now. Remember, time is of the essence and you need to be proactive.