Life Changing Debt Consolidations - Becoming Debt Free

It takes resources, a strategy and time to become free of debt. We provide our clients with the three necessary elements that any successful debt elimination initiative must possess.

Consolidating debt can vastly improve your household cash flow. One can argue that a consolidation that reduces your monthly payments by hundreds of dollars is just as good as getting part-time employment or getting a raise from your boss.

Well it is even better than a raise or part-time job. First of all, you don’t have to go to work and earn the extra money every month. Secondly, there are no income tax ramifications on the money you save. So don’t ask your boss for a raise, rather let us provide you with our Debt Consolidation Analysis.

You see, bill payment reduction is only the first part of a successful consolidation. In order to avoid the slow financial death that high debt service payments can inflict, a strategy is needed to painlessly reduce debt.

The exclusive Express Home Mortgage Consolidation Analysis will provide you with a side by side comparison of your before and after budgets. The analysis then provides you with various “what if” strategies that you can employ to become debt free quickly and easily.

Simply request this complimentary service.

How A Debt Consolidation Works

Typical before-budget balance payments
Auto Loans $15,000 $425
Visa & Master Cards $12,000 $240
Home Improvement Loan $8500 $280
Installment Loans $8000 $195
Retail Store Cards $1200 $35
Totals $44,700 $1175
Simply Pay Off The Above With A…
Consolidation Loan

20-Year Fixed-Rate @ 9.34% APR

 $44,700 $386.50

A $788 Monthly Payment Reduction!

That Amounts To $9,462 In Just One Year!!!

If you really want excitement, let us do the Debt Consolidation Analysis for you. The analysis will show you how you can apply the monthly savings to the new consolidation loan. This will accelerate how quickly the new loan gets paid off and that will result in an overall savings for you.

In the above example, the twenty year consolidation loan could be paid off in 6 years and 2 months by simply applying half of the $788 payment reduction to the new loan. Pay off the new loan in six years and still reduce the monthly budget by $394 per month! What could be better than that? The rate in the chart is from the 1990s to illustrate how timeless the consolidation transaction is. Current rates available, are significantly lower.